About Kesoria

Kesoria is a multi-currency net-worth and FIRE-planning tool for globally-mobile earners — expats, digital nomads, and remote-first professionals whose income, savings, or life plans span more than one country or currency. Kesoria answers one question with total clarity: what is your true net worth, right now, consolidated into one number, across every currency and country you hold money in — without ever asking for a bank login.

Our mission

The net-worth tracker for people whose money crosses borders and currencies. At Kesoria, we believe seeing your true financial picture should not require an aggregator with your bank passwords, or a spreadsheet that breaks the moment you change currency — so we built the consolidated, honest, multi-currency alternative, free to start.

What we stand for

Transparent by default

Every calculator shows its assumptions. When a number is a rule of thumb rather than a certainty, we label it as one.

Accurate, or not shipped

Our tools use standard, verifiable formulas. We would rather explain a limitation than hide it behind a confident-looking result.

For everyone, not the few

Sound financial reasoning should not require an adviser on retainer. We build for people teaching themselves, one decision at a time.

Practical over theoretical

Every tool connects to a real decision — a budget, a payoff plan, a retirement target — with a clear next step.

Who Kesoria is for

Whether you are drawing up your first budget, deciding how to clear a credit card, weighing a mortgage, or working out when you could retire, the tools here meet you at your stage. You do not need a finance background — just a question and a few honest numbers.

Everything works without an account. A free profile simply lets you save your results and watch your progress over time.

Editorial standards

FM

Francis Musinguzi

Founder, Kesoria

Kesoria's calculators and guides are reviewed under the same editorial standard: every formula is a standard, verifiable one, every assumption is stated rather than hidden, and every rule-of-thumb figure is labelled as one rather than presented as certainty. Content is maintained on an ongoing basis as rates, thresholds and guidance change.

Journalists, bloggers and partners can find logo files, quick facts and a real contact on the Press & Media page.

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A note on trust: Kesoria is an educational resource, not a licensed advisory service. We do not sell your data, and we do not push products for commission. Our only aim is to help you understand your options clearly enough to make your own informed choice.

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