Every currency. Every account. One clear net worth.
Finally see everything you own - across borders and currencies - as one clear, multi-currency net worth. Set goals, watch your progress, and make confident decisions. Free to start, no bank login.
Multi-currency - No bank login required - Free forever
Everything you need to master your money
No matter where you are on your financial journey, Kesoria gives you the clarity to move forward.
Answer any money question
30+ free calculators - from compound interest to full mortgage amortisation, retirement modelling, and options pricing. Real math, no sign-up required.
Never wonder what's next
Six ordered guides take you from your first budget to buying a home, each linked to the tools that do the calculating.
Watch your wealth grow
Create a free account to save results, monitor assets and liabilities, and watch your net worth move over time.
Numbers you can trust
Every tool shows its assumptions and flags the trade-offs. Where a figure is a rule of thumb, we say so plainly.
Not sure where to start?
Follow the roadmap. Six ordered steps, each building on the last, with the right calculator waiting at every stage.
Popular financial calculators
Jump straight to the tools people reach for most.
Compound Interest
See how steady contributions snowball over decades.
Open toolMortgage Calculator
Full payment breakdown and amortisation schedule.
Open toolDebt Payoff
Compare the avalanche and snowball methods.
Open toolFIRE Calculator
Find your financial-independence number.
Open toolBudget (50/30/20)
Split your income and find your surplus.
Open toolNet Worth Tracker
Total your assets against your liabilities.
Open toolFree Multi-Currency Net Worth Tracker
A comprehensive spreadsheet template that consolidates every account and currency into one net-worth number — with monthly snapshots and a print-ready balance sheet. Opens in Excel, Numbers, or Google Sheets.
See it in action - no signup
Explore a sample dashboard: net worth consolidated across currencies, a FIRE goal, and a monthly trend - with a globally-mobile portfolio.
Frequently asked questions
Is Kesoria really free?+
Yes. Every calculator and guide is free to use, with no sign-up required. A free account simply lets you save results and track progress over time.
Do I need to create an account?+
No. You can use every tool anonymously. Sign in only when you want to save your figures or monitor your net worth across sessions.
Is this financial advice?+
No. Kesoria provides educational tools and general information. Results are estimates based on the figures you enter and standard formulas - always verify important decisions with a qualified adviser.
Which currency does it use?+
You choose. Set your display currency from the top bar or footer, and it applies across the app. The default is US Dollars for our global audience.
Start where you are, today
Use any calculator free, or create an account to save your progress and track your net worth. No cost, no catch.
Kesoria provides educational tools and general information only - not personalised financial advice. Figures are estimates; consider your own circumstances and consult a licensed adviser where appropriate.