Privacy Policy

1. Overview

This Privacy Policy explains how Kesoria ("we", "us", "our") handles information when you use our website, calculators, guides, and related services (the "Service"). We have written it to be readable, not to hide behind jargon.

Kesoria is an educational tool. You can use most of it without an account and without providing personal information. We only collect what we genuinely need to provide the Service.

2. Information we collect

Information you provide: If you create an account, we collect the email address or identity details supplied by your chosen sign-in method (for example, email and password, or your name and email via a third-party sign-in provider). If you contact us, we receive whatever you include in your message.

Information you choose to save: When signed in, any results, figures, or preferences you actively save (such as saved calculations or your net worth entries) are stored to your account so you can return to them.

Information collected automatically: Like most websites, we may collect basic technical data such as browser type, device type, and general usage patterns to keep the Service working and to improve it. Where analytics are used, we favour privacy-respecting, aggregate measurement.

Calculator inputs: The numbers you type into calculators are processed in your browser to produce results. They are not stored to your account unless you explicitly choose to save them.

3. How we use information

To provide and maintain the Service, including authenticating you and saving your data.

To respond to your enquiries and support requests.

To understand how the Service is used, in aggregate, so we can improve accuracy, usability, and content.

To protect the Service against misuse, fraud, and security threats.

4. Legal bases and your consent

Where the law requires a legal basis for processing, we rely on your consent (which you may withdraw at any time), the necessity of processing to provide a service you have requested, and our legitimate interest in operating and securing the Service.

You are never required to create an account to use the calculators or read the guides.

5. Sharing and disclosure

We do not sell your personal data. We do not share it for third-party advertising.

We use trusted service providers (for example, authentication and hosting infrastructure) that process data on our behalf to run the Service. These providers are bound to handle data only as needed to deliver their service.

We may disclose information if required by law, or to protect the rights, safety, and security of our users and the Service.

6. Payments

If you subscribe to a paid plan, payment is processed by Dodo Payments, our Merchant of Record ("MoR"). Our MoR collects and processes your payment details (such as card information and billing address) under its own privacy policy; Kesoria never receives or stores your full payment card details.

We receive from our MoR the information needed to manage your subscription - for example, your plan status, billing country, and the email associated with the purchase - so we can provide the paid features and respond to billing enquiries.

7. Data retention

We keep account information for as long as your account is active. If you delete your account, we remove or anonymise the associated personal data, except where we are required to retain certain records by law.

Saved calculations and preferences persist until you delete them or close your account.

8. Security

We take reasonable technical and organisational measures to protect your information. No method of transmission or storage is completely secure, so while we work to protect your data, we cannot guarantee absolute security.

9. Your rights

Depending on your location, you may have rights to access, correct, export, or delete the personal data we hold about you, and to object to or restrict certain processing.

To exercise any of these rights, contact us using the details below. We will respond within the timeframe required by applicable law.

10. International use

Kesoria is available to a global audience. By using the Service, you understand that your information may be processed in locations that operate under different data-protection standards than your own. We take steps to protect your data consistent with this policy wherever it is processed.

11. Children

The Service is not directed to children, and we do not knowingly collect personal data from anyone under the age required to consent in their jurisdiction. If you believe a child has provided us data, contact us and we will remove it.

12. Changes to this policy

We may update this policy from time to time. When we do, we will revise the "last updated" date above, and material changes will be made prominent within the Service.

13. Contact us

Questions about this policy or your data? Reach us at [email protected] or via our contact page.