Zero-Based Budget Analyzer
Compare actual spending against target allocations (e.g. 50/30/20).
Read the guide: Budgeting & Cash FlowTarget Policy (%)
Total: 100%Actual Spending
Unallocated Cash
US$400
You have idle cash. Assign it to savings, investing, or debt payoff.
Target vs. Actual Allocation
- Actual
- Target
Needs
US$3,100(51.7%)
Target (50%)
US$3,000
Variance
+US$100
Wants
US$1,500(25.0%)
Target (30%)
US$1,800
Variance
-US$300
Savings
US$1,000(16.7%)
Target (20%)
US$1,200
Variance
-US$200