Rent vs. Buy Analyzer

Compare building home equity against renting and investing the difference.

Target Home Price

Comparable Monthly Rent

Down Payment (%)

Mortgage Rate (%)

Home Apprec. (%)

Rent Infl. (%)

Invest Return (%)

Years to Compare

Property Tax (%/yr)

Maintenance (%/yr)

Home Insurance (/yr)

Selling Cost (%)

Comparison assumes a 30-year fixed mortgage.

Verdict after 30 years

Renting leaves you richer by US$214,465.

Buyer Net Worth

US$912,651

Home value minus loan balance and selling costs.

Renter Net Worth

US$1,127,116

Down payment plus invested monthly savings.